Roof Insurance Inspections in Miami
— 4-Point & Wind Mitigation

A 4-Point Inspection documents the current condition of your home's four major systems: roof, HVAC, plumbing, and electrical. Many Florida insurance carriers require a current 4-Point report for homes over 25–30 years old before they will issue or renew a policy. If your insurer has requested one, we can schedule it same-week.

A Wind Mitigation Inspection documents hurricane-resistant features of your home — including roof covering type, attachment method, deck fastening, secondary water resistance layer, and opening protections. Florida law requires carriers to offer premium discounts based on the results. Most Miami homeowners save $500–$2,000 per year after submitting a wind mitigation report.

Most inspections take 45–90 minutes. We inspect the exterior roof surface, attic space, and photograph all required documentation. Your completed report is emailed the same day.

We issue the inspection report regardless of what we find — that is your property and your decision. If issues are found that affect insurability or discount eligibility, we provide a repair estimate with no obligation. Fixing the identified issues often results in significant insurance savings.

Yes. Our reports meet the documentation requirements of Citizens Property Insurance, Heritage Insurance, Universal Property, and all major Florida homeowners insurance carriers. Reports are signed by a licensed Florida inspector and formatted for direct submission.